I missed the Open Enrollment deadline. Can I still get coverage?
Options for coverage outside of the annual Open Enrollment window.
You can enroll outside of Open Enrollment if you experience a Qualifying Life Event (QLE)—such as losing job-based insurance, getting married, having a baby, or moving. This triggers a 60-day Special Enrollment Period (SEP).
If you do not qualify for an SEP, you may have to wait until the next Open Enrollment Period or consider short-term coverage options depending on your state guidelines.