What is the difference between Bronze, Silver, and Gold tiers?

Metal tiers indicate how you and the plan share costs; they do not reflect the quality of medical care you receive.

• Bronze: Lowest monthly premiums, but highest out-of-pocket costs when you need care. Great for healthy individuals seeking catastrophic protection.
• Silver: Moderate premiums and deductibles. Silver plans are unique because they are the only tier eligible for extra Cost-Sharing Reductions (CSRs).
• Gold: Higher monthly premiums, but lowest out-of-pocket costs. Best if you expect frequent doctor visits or regular medical procedures.